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Financial services

SAMA and CMA laws, frameworks and rules governing banks and capital-market institutions.

10 instruments in this framework.

Primary law: niẓām (Royal Decree M/…)

• The Capital Market Law
• Saudi Central Bank Law

Implementing & executive regulation

• PAYMENT SERVICES PROVIDER REGULATIONS

Rules, controls & standards

• SAMA Rules on Outsourcing (Circular 2389)
• Financial Consumer Protection Principles and Rules
• Cyber Resilience Fundamental Requirements (CRFR)
• SAMA 4725
• SAMA Cyber Security Framework (CSF)

Guidelines & circulars

• CMA Cybersecurity Guidelines
• Payment Services Provider Regulatory Guidelines

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